You are driving home on a quiet Tennessee road when suddenly, a shadow darts into your headlights. You slam the brakes, but it’s too late. The sickening thud confirms your worst fear. You’ve hit an animal.
Now, as you survey the damage to your vehicle, a pressing question emerges: Who pays for this? The answer depends on what type of animal crossed your path.
If you’ve hit a wild animal
If you struck a wild animal, you’re responsible for the costs. Tennessee law doesn’t hold anyone liable for wildlife collisions because these animals have no owner. Common wild animals you might encounter on Tennessee roads include:
- Deer
- Raccoons
- Opossums
- Coyotes
- Wild turkeys
- Squirrels
Your insurance may cover the damage, but you’ll need to file a claim and possibly pay a deductible. However, the rules change completely when the animal has an owner.
If you’ve hit a domesticated animal
The situation shifts when you hit someone’s pet or livestock. Tennessee law prohibits owners from letting domesticated animals roam freely near roadways. If a domesticated animal wanders onto the road and you hit it, the owner typically bears responsibility. Thus, understanding which animals fall under this category helps clarify who is liable.
What animals are considered domesticated?
Not all animals receive the same legal classification. According to Lawrenceburg city ordinances, domesticated animals include:
- Dogs
- Cats
- Cows
- Sheep
- Horses
- Mules
- Goats
- Chickens
- Ducks
- Geese
- Turkeys
- Cattle
- Other domestic fowls and livestock
Owners must keep these animals properly contained and controlled. Yet even with these protections, you might still face unexpected liability.
When you might still be liable
Even when hitting a domesticated animal, you can still face liability if you were driving negligently or recklessly. Speeding, distracted driving or violating traffic laws could shift responsibility back to you. Given these complexities, knowing when to seek professional advice becomes crucial.
Protect yourself with legal guidance
These road accidents often involve complex liability questions that depend on specific circumstances. If you’ve recently hit an animal and face questions about responsibility, consider speaking with a personal injury lawyer. They can help protect your rights and determine who should cover your damages.